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Our Team

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Fred Rustmann, Jr., Chairman

Fred is the founder and chairman of CTC International Group. Fred retired from the CIA Clandestine Service as a member of the Senior Intelligence Service after a career spanning more than 24 years with assignment posts to eight countries in Asia, Europe and Africa.  He was heavily involved in the collection of foreign intelligence from human and technical sources.

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Keith Duffy, CEO

Keith has over thirty years of experience in investment banking, finance, strategic planning, and operations, and has been a principal in a number of start-up companies.  Keith has been the founder and CEO of two bank holding companies, and the founder of a software development company and a biotech company now trading on NASDAQ.  He has held a variety of management, accounting and finance positions over the years.  He has been a licensed securities broker and currently holds a real estate license and a NMLS mortgage broker’s license in Florida.  He has served on the Florida Bar Grievance Committee.  Keith attended Wake Forest University and Rollins College, where he earned a B.A. in Business Administration and Mathematics.

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David Young, COO

A seasoned law enforcement professional, Dave has over 35 years of experience involving complex criminal investigations working in Pennsylvania, often with national agencies, overseeing organized crime, highway interdiction, terrorism, drug trafficking, counterfeiting, human trafficking, and civil/criminal forfeiture.  He successfully deployed the initial standalone version of CTT’s platform, which became instrumental in the investigation, prosecution and forfeiture of illicit proceeds.  Dave is a retired Captain from the Pennsylvania State Police, where he once held the position as the Director of their Drug Law Enforcement Division.  Post retirement Dave was the Director of Team Security for the NFL Philadelphia Eagles and a Detective with the Montgomery County Pennsylvania District Attorney’s Office.  Dave is a graduate of the FBI National Academy, the Northwestern University School of Police Command and Staff and has a Bachelor of Science Degree in Administration of Justice from the Pennsylvania State University.

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Barbara Higgins, Ph.D., Co-Founder, Managing Member, Director

Barbara is a seasoned investor with experience in multiple industries. Her investment portfolios include residential, recreational and agricultural land projects throughout the United States. Barbara has also served as project manager for numerous residential home restorations and renovations in several states. She serves as the Financial Manager for multiple accounts, estates and trusts and was employed in a civilian capacity for Naval Intelligence and Las Fuerzas Aereas Interamericanas in Panama.
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Elena Fuller, Co-Founder, Managing Member, Director

Elena Fuller is the founder and organizer of Currency Tracking Technologies. She has over 30 years of business experience. Originally from Peru, Ms. Fuller is a Hispanic American who has also been involved in philanthropic and humanitarian work in the United States, South America, India and Haiti for over 20 years. Through her experiences and interaction with people who were preyed upon and exploited by criminal enterprises, particularly those devastated by drugs and violence, she developed a deep appreciation for the role of law enforcement in helping individuals escape dire situations. She understood that these unlawful activities, including human trafficking, were funded through illicit cash transactions. Ms. Fuller envisioned developing a software application to assist law enforcement in tracking cash to fight crime. Through her contacts, a management team was assembled, and the initial capital raised. Ms. Fuller has held a number of responsible positions in the hospitality industry, most recently working in operations for the Ritz-Carlton Hotel Company.
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Robert “Bart” Potter, Advisor

Bart has over 13 years of experience in law enforcement working as a Deputy Sheriff in Okeechobee County, Florida, serving as a Patrol Deputy, Special Deputy assigned to the Latin Community, Street Crimes Gang Task Force, K9 Deputy and Narcotics Task Force K9 Deputy.  He was certified as a Firearms Instructor, Patrol Rifle Instructor, Defensive Tactics Instructor, Advanced Tactical Handgun and Shotgun Instructor and TASER Instructor. Bart is presently employed by a private contractor with security clearance assigned by the State Department and deployed to Afghanistan as a bomb dog handler.  He has traveled extensively in more than 15 countries, including throughout South America and the Middle East.

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Alberto Silva, Director of Social Media Marketing

Alberto has over four years of experience in marketing and advertising.  He specializes in social media marketing with creation and management of multiple strategies and campaigns.  Alberto has an extensive experience in multiple social media channels including Facebook, Twitter, Instagram, and LinkedIn.  He has created social strategies that increase brand awareness, promotes customer engagement and ultimately drives web traffic and conversions.  Alberto has worked for a variety of industries including healthcare, entertainment, and mass media.  He enjoys working with start-ups providing his knowledge on User Interface Design and User Experience Design.  He holds a Bachelor of Science Degree from The Art Institute of Fort Lauderdale where he graduated with Honors and won Best Portfolio.

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Pablo Lavigna, CTO​

Pablo Lavigna has over fifteen years of experience in the Information Technology and Software Engineering field.  He developed extensive experience as Director of Information Technology operations at a private firm.  He has developed and implemented network security procedures and developed software for multiple industries.  He holds several Microsoft and CompTIA certifications including Microsoft Certified System Engineer (MCSE), Microsoft Certified System Administrator (MCSA), and Microsoft Certified Professional (MCP), and CompTIA Security+.  He attended Florida International University where he earned his degree in Information Technology and Business with Magna Cum Laude Honors.

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Lisa M. Ruth, Senior Advisor​

Lisa is the President and CEO of CTC International Group.  She served as an officer with the CIA for 15 years, as both an analyst and a Special Projects Officer.  Her specialties include Latin America, counter-terrorism, counter-insurgency, tracing and identifying money laundering and arms transfers.  She also completed tours in the CIA and White House Operations Centers, providing 24-hour intelligence support to high-level U.S. policy makers.

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Brian Carey, CFO

Brian is an entrepreneur and business development specialist who built and ran a successful accounting, tax and business management firm for over 30 years.  He started a financial management/insurance and investment firm in 1984, then expanded it to add accounting, tax preparation and business planning and management services in 1986 called Carey Associates Accounting and Tax Services.  More recently, Brian owns and operates Keystone Business Development Partners.  This company also provides business start-up and development services to a limited number of client/partner companies.  He holds a Bachelor’s Degree from Penn State University.​

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Alex Kriger, Advisor

Alex has an extensive background in technology and business development spanning over 30 years across a number of industries.  He has spearheaded and taken part in software development for complex applications. His skills include a thorough analysis of the objectives, defining system and subsystem architecture requirements, determination of resources required to design, program and integrate the various applications, selection of the programming team, project completion, documentation and support.  He has lead multiple project teams of programmers and systems engineers using both internal resources and outsourced development partners.  Alex has led projects for multinational corporations including Citibank, Chase Mellon and Philip Morris, as well as startups.  He has expertise in a number of programming languages, web technologies, middleware and databases.  Alex holds a Bachelor of Arts Double Major Degree in Computer Science and Mathematics from New York University.

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Saiful Khandaker, Ph.D., Advisor

An expert in blockchain, mobile payment systems and smartphone technologies, Dr. Khandaker spent over 20 years engineering and developing complex software for AT&T, Cingular Wireless, BellSouth Mobility, and FreebeePay.  After founding Mi3 Holdings in 2003, he expanded his vision to innovate smartphone technologies to solve global e-commerce and payment processing problems in mobile and retail technologies.  Dr. Khandaker has founded several tech start-ups in the mobile apps and payments industry prior to starting Fama Cash, Inc.  He has a Doctor of Management degree in Organizational Leadership, a Master’s of Science degree in Technology Management, and a Bachelor of Science degree in Computer Information Systems.

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Vincent Gramoli, Ph.D., Senior Advisor

Dr. Gramoli is an Australian researcher and world-renowned blockchain expert who gained his international reputation through his previous experiences at INRIA, France, Cornell, U.S., and EPFL, Switzerland. Vincent has been instrumental in the development of the Red Belly Blockchain.  Red Belly is an unforkable blockchain, or non-duplicative blockchain, which was tested and proved as the fastest blockchain in the world when it processed more than 660,000 transactions per second running on 300 machines in a single data center, outperforming all existing payment platforms.  Vincent brings deep knowledge of blockchain and is an expert on technical strategy for commercial applications.

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